What yield for this property?
The gross yield listings quote, the net yield once costs are counted, and what is left each month after the loan.
Net yield
To fill inFill in the price and the rent to work out the yield.
- Purchase price · to fill in
- Monthly rent · to fill in
- Notary fees · optional
- Works · optional
- Vacancy · optional
- Property tax · optional
- Service charges · optional
- Other costs · optional
- With a loan · optional
With Kivlo
Your real figures, every month.
Once the home is let, Kivlo matches your rents with your bank and posts the entries: your trial balance shows what the property really earns.
Net yield To fill in
The other questions that come up at this point
- Tax and returnsLMNP: micro-BIC or actual?Your taxable result, depreciation included.Compare
- Tax and returnsMicro-foncier or actual expenses?Your taxable rental income under both regimes.Compare
- Rent and rulesCan I still rent out with my DPE?Rentable or not, until when, and the rent freeze.Check my DPE
- Tax and returnsWhat does my agency cost me?Its fees against the Kivlo subscription.Compute the savings
Rental yield: your questions.
The net one. The gross yield in listings divides the yearly rent by the purchase price: it ignores notary fees, works, vacancy and charges. The net yield divides the rents actually collected, less non-recoverable charges, property tax and other costs, by the total cost of buying. It is before tax.
Yes for the net yield: they are part of the cost of buying, like works. Gross yields in listings leave them out, which flatters them. Leave the field empty if you do not want to count them.
What is left each month once the costs and the loan payment are paid. When negative, you top it up yourself; it is common with a long loan and a small deposit.
It depends on the town and the home. One month a year is a careful assumption for a year-round let; zero assumes a tenant who never leaves.
It depends on your tax bracket and the regime you choose. The micro-foncier or réel simulator compares them with your figures.
Nothing is stored: the calculation runs in your browser. No account is needed.